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A Closer Look at Car Insurance

Buy car insurance because you have to. Get the lowest rates you can. Make sure you have the right car insurance. Make sure you have enough car insurance. Don't be caught without car insurance. It is...

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Moving Out of State? Guide to Switching Car Insurance Providers

Every state has different auto insurance laws and companies that are licensed to do business within it. When you move to another state, you will have to update your car insurance policy. Get tips on...

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Tickets and Your State Driving Record

Every state has a different system for keeping track of drivers� moving violations. Some states use a point system where if the driver accumulates enough points, the license is suspended. Learn how...

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Insuring a Teen Driver: What You Need to Know

Teen drivers are the most high-risk driving population on the road. In fact, teens die from auto accidents more than any other cause; because of this, it's extremely important for families to review...

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Does My Policy Cover Rental Cars?

Rental car accidents are not fun. Avoiding having to pay for rental car accidents requires insurance. Using your own insurance may be expensive. Using the waiver insurance offered by the rental car...

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What Happens If Another Driver Crashes My Car?

You let another person drive your vehicle, and he/she is involved in an accident. In this situation, whose policy is responsible for the damages, yours or the driver's? The answer will vary by state,...

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Rental Reimbursement Coverage: Here is What You Need to Know

An estimated 6 million auto-related accidents occur every year, with the average repair time following accident lasting two weeks, according to the U.S. Bureau of Transportation Statistics. For this...

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Car Insurance for Collectors

If you own a historic or exotic vehicle, you might qualify for a cheap classic car insurance policy. Classic cars are usually reserved primarily for show and are driven infrequently. As long as you...

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Moving Traffic Violations

Moving violations are typically more serious than paperwork or parking violations. Such infractions could include improper turning, passing a school bus, following another vehicle too closely, or...

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Driving Under the Influence and Other Substance-Related Driving Offenses

A person dies from an alcohol-related auto accident about every 48 minutes in the U.S. The yearly cost of alcohol-related wrecks is over $51 billion, so needless to say, driving while intoxicated is a...

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What to Do after an Incident

After an accident occurs, a thousand questions run through your mind. How much time do you have to report the accident to the insurance company? Should you even report an accident to your insurance...

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Serious Vehicular Incidents

Traffic violations like speeding and failing to yield fall under the umbrella of minor incidents. Other violations, however, such as driving on a suspended license, leaving the scene of an accident, or...

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Accidents Involving Parked Cars

One of the most common questions drivers ask is “someone hit my parked car, now what do I do?” The reverse is also a common situation—you hit a vehicle in a parking lot and don’t know how to...

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Traffic Tickets

You may be wondering, "how much will my insurance go up with a speeding ticket?" Every insurer will have a different policy on rate increases following a moving violation such as a speeding ticket. If...

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Most Common Vehicle Incidents

Some of the most common traffic offenses include speeding, parking violations, broken equipment, and failure to present proof of insurance, to name a few. These offenses may or may not be removed from...

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Points and Your Drivers License

After receiving a ticket for a moving violation, the state will typically assign points against your driver’s license. Low-level offenses usually only result in a few points that go away in a couple...

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International Drivers and Driving Abroad

When you operate a vehicle in another country, you’ll run into a number of complexities regarding insurance coverage, driver records, and license issues. For example, if you have a U.S. driver’s...

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